One-Person Income Ledger
Log income, expenses, mileage and invoices. The dashboard totals profit by month and helps you set aside money for quarterly taxes. Built for US freelancers using Schedule C categories.
Tools, templates and money-saving picks for freelancers.
Solo Ledger Co makes simple spreadsheets for one-person businesses, and keeps a short list of tools worth knowing about. No subscriptions on our templates, and no invented reviews or income claims.
Payhip shop
Our templates
Digital downloads that open in Excel and Google Sheets. No macros, no add-ons, no monthly fee. They are organizing tools, not accounting software or tax advice.
Launch offer: use code LAUNCH30 at checkout for 30% off until December 15, 2026.
Freelance Client Pipeline & Rate Calculator
Track leads, follow-ups, projects and hours, and see the hourly rate you actually earn. Includes a rate and fixed-price quote calculator.
Solo Freelancer Starter Kit
The ledger and the client pipeline together, so you can run the front and back of a solo business from two spreadsheets.
A short list
Tools we recommend
Services we have signed up for, tested enough to write about, or use ourselves. This is not a ranked review site.
The links below are affiliate or referral links. We may earn a commission if you sign up or buy, at no extra cost to you. Disclosure.
TopCashback
A free cashback portal: search a store, click through, and complete the purchase in that session. Cashback is usually pending for weeks or months before you can withdraw. Rates and exclusions change, so read the live offer before you buy.
systeme.io
An all-in-one tool for email lists, funnels and online courses. The free plan includes up to 2,000 contacts, unlimited email sends and one course, with no credit card required.
pCloud
Swiss cloud storage with desktop and phone apps. A free account starts at 2 GB and can grow to 10 GB through setup tasks. Paid plans include subscriptions and one-time lifetime licenses.
SparkReceipt
An app that scans receipts, sorts them into expense categories, and exports reports for tax time. Paid plans start with a 7-day trial. Pricing is on their site and can change.
On Medium
Latest articles
Practical explainers on the same tools, each with a referral disclosure at the top.
Cashback Sites Explained: How to Stack Savings on Online Purchases
How cashback portals work, what actually stacks with a credit card, and how to use TopCashback without losing the tracking.
Bandwidth-Sharing Apps in 2026: Honeygain vs Pawns.app
How these apps work, what official payout rules actually say, the privacy tradeoffs, and who should skip them.
Free vs Paid Cloud Storage for Freelancers: When a pCloud Lifetime Plan Makes Sense
A clear look at pCloud’s free tier, subscriptions, and lifetime plans — and how to record the cost if you buy.
How to Start an Online Course or Email List on a $0 Budget With systeme.io’s Free Plan
A walkthrough of what the free plan can do, where it caps out, and how to launch without paying for software.